BORROW

About our product & service offering

Our Product Offering

Loans from

$0.5m to $3.5m

Loans periods

6 to 24 month

Interests

Monthly or quarterly in advance or capitalised

All loans are secured by first mortgages over (i) existing residential properties, up to a maximum LVR of 75%, or (ii) land, up to a maximum LVR of 65%.

In all cases, the property must be located in or near major population centres. 

We fund the following types of activity

Quay Capital orange bullet point for general use

Property acquisition

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Debt refinancing (bridge to construction financing, refinancing or sale)

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Residual stock management

Quay Capital orange bullet point for general use

Equity release

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Business investment

Service Offering

At Quay Capital, we are passionate about providing great customer service and offer the following turnaround times to all of our customers:

Indicative Terms
1 business day

 

Confirmed Offer
2 business days
(excl. valuation)

Settlement
5 business days
(subject to satisfaction of
all loan conditions)

Our information requirements are much lighter than commercial lenders

Please download our guide titled “Partnering with Quay Capital” for comprehensive information regarding our lending process.

We would usually require:

  • Details of the borrowing entity and directors
  • Property valuation
  • Statement of assets and liabilities for directors
  • Evidence of income (financial statements, tax portal statements or accountant certificate)

Submit

Finance

Request

Please click on the link below to submit your finance scenario.